SSQ Mutual

The Coopérative de Santé de Québec was formally founded on May 9, 1944, an organization with working-class roots, it saw diverse social groups working to create an economic resource that would serve them in a highly competitive environment. Throughout its history, SSQ has remained true to its mutualist values.

Here are the financial results of SSQ Mutual.

Message from the Chair of the Board and the 2022 Financial Statements

Message from the Chair of the Board and the 2021 Financial Statements

Mutualist Democracy

SSQ Insurance is different from most financial institutions because it is a company with mutualist values whose shares are held by its members.

All holders of policies or contracts with SSQ, Life Insurance Company Inc. (group insurance, individual insurance and investment products) become co-owners or "participant members" of SSQ.

This shared ownership is expressed democratically through SSQ Mutual, in keeping with the values of solidarity, equity, responsibility and equality.

Special General Meeting 2023

SSQ Mutual will hold a Special General Meeting on October 4, 2023. Delegate members and directors will receive an e-mail inviting them to register for this meeting.

At the Special General Meeting, designated delegates and directors will have the opportunity to vote on the proposed merger of the mutuals.

To access the notice of meeting, please click here

If you have any questions, please contact us at

The registration period will end on September 20th, 2023.

Board of Directors

Roles and privileges of delegates

Delegates make democratic decisions on behalf of participant members. By getting involved, delegates contribute to SSQ’s distinctive mutualist spirit.

Role and privileges of delegates